Alpha Group Microfinance Ltd
Our Product & Services
Our loan products are designed and crafted to fit our customers’ unique growth and development needs
Normal Loan
Given 3x of member savings.
Interest charged is 13% P.A and can be repaid up to 36 months.
Security includes select plot certificates, title deed or guarantor who is a member of the bank and has enough savings and a good credit history.
Interest charged is 13% P.A and can be repaid up to 36 months.
Security includes select plot certificates, title deed or guarantor who is a member of the bank and has enough savings and a good credit history.
Junior Account
Beneficial to Those with Children and want to plan their future.
Account operated by parent/guardian until legal age is attained.
Minimum Savings of KSH 1000 per month but one can save more and can be withdrawn by guardian with a 60 day notice.
Account operated by parent/guardian until legal age is attained.
Minimum Savings of KSH 1000 per month but one can save more and can be withdrawn by guardian with a 60 day notice.
Self Loan
Given 90% of the savings at 10% interest per year.
Given to create a good loan portfolio for a member. Given 3x of savings.
Loan secured by asset or given within member’s savings.
Repayment period up to 36 months.
Given to create a good loan portfolio for a member. Given 3x of savings.
Loan secured by asset or given within member’s savings.
Repayment period up to 36 months.
Savings Account
Minimum Savings of KSH 1000 per month or more depending on one’s target.
Loans given 3x of Savings.
Attracts good interest rates.
Loans given 3x of Savings.
Attracts good interest rates.
Group Loan
Given 3x of savings.
Loan secured by asset or given within member’s savings.
Repayment period up to 36 months.
Loan secured by asset or given within member’s savings.
Repayment period up to 36 months.
Shares Account
Minimum Deposit of 5000 is Share Capital.
Deposits beyond KSH 5000 are special investment and can be used to guarantee a loan.
Deposits beyond KSH 5000 are special investment and can be used to guarantee a loan.
School Fees Loan
Flexible repayment period.
Can be given within savings or 3x of savings with the presence of a guarantor or collateral.
Immediate processing.
Negotiable repayment period.
Can be given within savings or 3x of savings with the presence of a guarantor or collateral.
Immediate processing.
Negotiable repayment period.
Development Loan
To facilitate purchase of lands plots.
To purchase or build a house or finance a new business.
Loan is fully secured by the asset or guarantor.
We give 3x of the savings.
To purchase or build a house or finance a new business.
Loan is fully secured by the asset or guarantor.
We give 3x of the savings.
Fixed Deposit Account
Minimum Savings of KSH 1000 per month or more depending on one’s target.
Can be fixed for 3, 6 or 9 months.
Earns fixed interest of 7% per annum if fixed for 12 months.
Can be fixed for 3, 6 or 9 months.
Earns fixed interest of 7% per annum if fixed for 12 months.
School Fees Account
Minimum Savings of KSH 1000 per month but one can contribute as much as they wish.
Can be withdrawn 4 times a year.
Can be withdrawn 4 times a year.
Emergency Loan
To facilitate emergencies like hospitalization, funeral expenses or disasters like fire.
We give 90% of the savings.
We give 90% of the savings.










